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The Dirty Secrets About Debt Consolidation

By Ryan C. Wood The idea of consolidating your debts and paying them off for less or sooner is a great idea in a bubble.  The reality is that it rarely seems to work and can cost you more money than...

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Debt Settlement Prior to Filing Bankruptcy

By Kitty J. Lin, Attorney at Law Once you start missing payments to your creditors, chances are, after attempting to collect from you, your creditors will sell or transfer your debt to third party...

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